| Click to Post a New Message!
Page [ 1 ] |
|
|
I suddenly realize I live in a different universe
I never really had reason to think about it before but my wife and I do indeed live in a different universe than most people our age. I am 40 and she is 33. We both have good jobs, a house and all the toys we want. We go on trips whereever and whenever we want. We are responsible with money but dont hesitate to spend it.
We have no children and no plans to have children. I think this is what sets us apart from the masses.
The most recent example: Our dog tore its ACL in its rear leg last week. It requires surgery to repair or he limps the rest of his life. I was explaining to my coworkers that it's a $3000 surgery. They acted like I was on crack for paying that much to fix a dog. For me it was a no brainer. I have nothing more important to spend the money on, no braces to buy, no soccer teams to support, no school clothes or supplies, no college, no car when the kids turn 16. I may put off buying a new lift kit for my Jeep a few more months but thats the only financial sacrifice I'll see from this, and then again I may not put it off.
Another coworker of mine was planning on buying a trailer from me for $150. He asked me if I could hold it for a while because he needs tires for his car first and he couldnt come up with the money while I go out and pay $18000 cash for a truck on a whim. He makes roughly the same money that I do, as does his wife, but he has a couple kids that are getting to college age.
This isnt a rant or a brag, just a sudden realization of the differences in priorities. There arent many middle aged couples without kids out there. We must be seen as freaks.
|
|
Add Photo
Bookmarks: |
|
|
|
I suddenly realize I live in a different universe
On the subject of retirement. Up until a couple of years ago I really didnt think too much about it. A couple CDs and IRAs here and there and a little into my 401k. Last year I realized that Im getting old. Now Im maxing out my 401k contribution and looking into some real estate investing. My goal is to semi retire in 10 years and let my wife support me. After all, shes younger, has a higher education and better medical benefits than I do anyway.
Another factor for us is that we both absolutely hate making payments. We dont buy new vehicles every other year like many of the people I know. The newest vehicle we own is 6 years old. Every so often we finance something just to keep our credit rating (latest was a Kubota for 0%). When its payed off next year, we will probably get a new car(gas prices are hurting us with our SUVs).
|
|
Add Photo
Bookmarks: |
|
|
|
I suddenly realize I live in a different universe
ncrunch32,
I agree with you on going quietly but there really is a difference between letting an animal go quietly and fixing a torn ligament. I couldnt let an animal thats under my care live a life of lameness when I can afford to have it fixed.
|
|
Add Photo
Bookmarks: |
|
|
|
I suddenly realize I live in a different universe
There are a couple different surgeries to correct a torn ACL now. There is traditional surgery that they replace the ACL with a monofilament line(sorta like fishing line) and one called a TPLO where they cut the top of the tibia off and reposition it at a different angle so theres no need for the ACL. The traditional ACL replacement surgery is only about $1200 now at my local vets office. We chose the TPLO which is performed by an ortho surgeon. There is also a new surgery called TTA that is becoming popular but its still in the early stages and there arent many surgeons that do that one.
|
|
Add Photo
Bookmarks: |
|
| |
|
Page [ 1 ] | Thread 114562 Filter by Poster: 1 | 1 | 4 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 3 | 4 | 1 |
|
()
Picture of the Day cutter
Unanswered Questions
Active Subjects
Hot Topics
Featured Suppliers
|